Technical Debt Interest Calculator.
Tech debt compounds like financial debt. See exactly what you're paying in interest — and when it's cheaper to refactor.
months since this debt was introduced
how often your team touches this code
extra time lost to the debt each touch
engineers affected by this debt
fully-loaded cost per engineer/hour
total hours to pay off this debt
// interest report
annual interest
$0
monthly cost
$0
interest paid to date
$0
refactor cost
$0
break-even
—
interest rate
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// 2-year scenario comparison
carry the debt
$0
24 months of interest payments
pay it down now
$0
one-time refactor, zero interest after